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How Living Abroad Let Me Escape The Rat Race At 29
The math behind financial independence is simple: you need 25 times your annual expenses to never have to work for money, ever again. This calculation comes from the thorough Trinity Study, which...
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30 Financial Milestones You Should Hit By Your 30s
I remember looking up to people in their 30s when I was in college. They looked so grown up, like they had it all figured out. The house, the car, the kids… but now, at 35, I realize some of them just...
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An Inside Look At How I Make Money As An AirBnB Host
I have never been very attached to material things, including my house. Over a decade ago, I signed a lease for a three bed apartment and quickly took in roommates, as well as travellers who paid by...
View ArticleHow Much Do You Really Earn At Your Job?
Remember your first real job, when you stopped earning $7.25 an hour at the neighborhood’s fast food chain and started negotiating a yearly salary? I bet you felt like a millionaire. I know I did. My...
View ArticleHere’s Why You Need To Have Multiple Streams Of Income
What would you do if your boss fired you overnight? With no more paychecks coming in, how would you pay the bills, put a roof over your head, and feed your family? I know what I would do: nothing....
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Are You Missing Opportunities To Save $100,000+ In Order To Save Pennies?
Solid personal finance comes down to a straightforward equation: Spend way less than you earn, invest the difference, repeat for a number of years until your nest egg produces enough passive income for...
View ArticleHow Much Money Should I Save Each Month?
If you are wondering “How much should I save each month”, I have the answer for you: as much as possible! Money buys many dreams and a lot of freedom. But seriously, how much of your paycheck you...
View ArticleWhy Is It So Dangerous To Be Financially Average?
When I talk to friends and family about money, reaching financial independence and retiring early, one argument that comes back often is: “We’re not like you” Or its variants: “I couldn’t change jobs”...
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What Will You Sacrifice To Gain Your Dream Life?
I graduated college with $25,000 in savings, bought a tiny rental property with the money, and set off to travel the world, with what little remained on my bank account and the monthly rents. Living...
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7 Reasons Why Financial Independence Is Not For You
Financial independence is a pretty cool concept. Having enough money to cover your expenses for the rest of your life would allow you to do whatever you please with your free time, enjoy life, and work...
View Article12 Ways To Spring Clean Your Finances
As I wrote on my last post, I keep track of my finances several times a month, to make sure all my cash is allocated optimally, and earns me money passively. I get that not everyone is a hard core...
View ArticleWhy I Am Financially Independent, But Cash Poor
A month ago, my bank emailed me to say they had flagged me as a financially fragile customer and wanted to offer me a tailored set of products. In other words, they wanted me to hand over my Mastercard...
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